FormLock™
Nothing unverified leaves.
Every certificate is checked against the policy's actual endorsement forms — before it exists.
The request asks for
the gate
ACORD 25 · issuing
Licensed review
Waiting…
Every request ends one of three ways.
Auto-issue
Everything verified. Seconds.
Licensed review
Anything ambiguous. A human decides.
Blocked
The policy doesn't back it. It doesn't go out.
Fail-closed, on every plan, with no way to switch it off.
Forms, not checkboxes.
A checkbox
An assertion someone once made. Nobody remembers when.
The form
CG 20 10 04 13
Additional Insured — Owners, Lessees or Contractors
A fact, on the policy, checkable. This is what FormLock reads.
The receipt
Every certificate carries its proof.
The policy snapshot, the forms cited, a tamper-evident hash — frozen at issuance. Eighteen months later, it's a lookup, not a reconstruction.
Verification Report
reportvrf_9f2ka31mc84
sha-256b3a1…e56f
policy statefrozen at issuance
forms citedCG 20 10 · CG 24 04
What FormLock will never do.
Certify what the policy doesn't back
No matter who's asking.
Guarantee coverage
A certificate is evidence, not a promise.
Skip the human
Speed never overrides judgment.
We think this list builds more trust than any claim we could make above it.