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News, insights, and the occasional press release.

Insights on certificates, E&O risk, and the tools of the trade.

LatestInsights

The AI COI issuance landscape, rated.

An editorial, star-rated read on the small and fast-emerging AI certificate-issuance category — how each tool fares on reading the request, verifying against the actual endorsement forms, routing ambiguity to a human, and proving what it checked. Coily is our product, and is rated first.

The Coily teamJuly 21, 2026 11 min read

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Insights

What E&O claim patterns say about certificates — and the workflow that answers them.

Certificate errors show up in agency E&O claim studies year after year, and the fact patterns barely change. A look at the recurring failure modes — and the workflow principles that close them.

July 19, 2026 3 min

Insights

COI issuance in 2026: five trends reshaping the certificate desk.

Certificate volume keeps climbing, holders keep getting stricter, and AI has finally reached the service desk. Five trends every agency principal should be watching — and what they mean for the way certificates get issued.

July 18, 2026 3 min

Insights

The E&O gap hiding in your COI workflow.

A certificate of insurance confers no coverage — it's your agency's written representation of someone else's policy. Here are the failure modes that volume and manual process make inevitable, and the process principles that close the gap.

July 16, 2026 4 min

Press

Coily launches: certificates of insurance, issued in seconds — and verified in every one.

Coily is now available: it reads a certificate request, verifies every provision against the policy's actual endorsement forms, and issues a compliant ACORD 25 in seconds — with a Verification Report attached to every certificate.

July 8, 2026 3 min

Fast and correct is the product.

Coily issues certificates from your policy data — and FormLock™ routes anything unverified to a human. Tamper-evident vrf_ proofs on every certificate.

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